How the marketplace works
Every purchase on Spiggle flows through a single payment infrastructure — from the buyer’s checkout to the seller’s payout — so money moves predictably at marketplace scale.
Buyer
Pays in their local currency using a card, wallet or local payment method.
xPay Payment Infrastructure
Processes the payment, manages risk, and settles the funds to Spiggle's account.
Spiggle
Deducts marketplace and processing fees, then settles the net amount to the seller.
Seller Balance
Net earnings are credited to the seller's balance after fees.
Seller Payout
Funds are paid out to the seller's bank account on a regular schedule.
Supported currencies
USDEURGBPAEDCADAUDINR
Payment methods
CardsApple PayGoogle PayLocal payment methods
Figures shown throughout this demo are illustrative and do not represent live transaction processing, regulatory status or licensing claims.